When you’re working paycheck to paycheck or, even if you are able to save a little money, you’ve probably found yourself looking for new and creative ways to stretch your money. We offer 12 ways to get you started.

Debt collectors can pester you day and night about past due bills. Some even take advantage of those owing money. However, with a few tips, you can fend off debt collectors and focus on the real task of paying down your debt.

The first phase of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act went into effect Thursday, Aug. 26, 2009. The CARD act gives credit card users the choice to say “No” if their credit card company increases their interest rates and the company must notify consumers at least three weeks in advance before the   [Read More …]

Have you had a friend or a family member find strange transactions on their credit card that they didn’t make? Have you ever received a call from a debt collection agency demanding money for a purchase you never made? Then you could be a victim of identity theft. Identity theft occurs when a criminal uses   [Read More …]

On July 1, 2009, the government implemented a program called the Income Based Repayment Plan, which helps individuals with student loan debt reduce their monthly payments.

Saving money is an afterthought for most people. But, by changing your habits, you can start to see the short and long term benefits of a healthy nest egg.

In these times of uncertainty, having funds to tide a family over during a period of joblessness is more important than ever. We give you five strategies to start putting money aside.