Saving money is an afterthought for most people. But, by changing your habits, you can start to see the short and long term benefits of a healthy nest egg.

In these times of uncertainty, having funds to tide a family over during a period of joblessness is more important than ever. We give you five strategies to start putting money aside.

Guest author, Gary Smith of Goodwill Industries of Colorado Springs did some comparison shopping for groceries, cell phone plans, and bank fees. He ended up saving at least $139 per month.

We give you ten quick tips to start stretching your dollar.

Your credit score is a 3 digit number that creditors use to help determine the likelihood that you’ll repay a loan. Scores range from 300 to 850 on the FICO (Fair Isaac Corporation) scale. They help lenders assess risk when making lending decisions and are used to compute interest rates.
Your score is a calculation of   [Read More …]

There are many things that families can do to cut corners and realize savings. One of the first steps is to prepare more of your meals at home and pack lunches for work and school. But don’t stop there! There are a number of the ways* that you can stretch your dollar as you   [Read More …]

Over the past few years, lending skyrocketed and individuals with low credit scores were able to obtain loans. Times are changing, though. Lenders are once again putting high scores at a premium, which means if you have a low score, you may miss out on a chance to borrow at lower rates. That begs the   [Read More …]